1. Acceptance of Terms
By using the Site, you (i) agree to be bound by the Terms, (ii) represent that you are 18 years old and above and able to form legally binding contracts, (iii) agree and acknowledge that by using the Service you are accepting a benefit that cannot be disgorged, (iv) represent that you are using a bank located in Nigeria.
PLEASE NOTE THAT THESE TERMS PROVIDE THAT IF YOU AND SELFPAID ARE UNABLE TO RESOLVE ANY DISPUTES THAT ARISE EITHER INFORMALLY OR THROUGH MEDIATION, THE DISPUTE WILL BE RESOLVED BY BINDING ARBITRATION. ARBITRATION USES A NEUTRAL ARBITRATOR INSTEAD OF A JUDGE OR JURY. YOU AND SelfPaid.ng ALSO AGREE THAT ANY CLAIMS OR DISPUTES CANNOT BE BROUGHT AS A CLASS ACTION. PLEASE CAREFULLY REVIEW THE DISPUTE RESOLUTION SECTION BELOW. IF YOU DO NOT ACCEPT THE ARBITRATION PROVISION BELOW, YOU MAY NOT USE THE SITE.
THESE TERMS ALSO EXPLAIN THE CONSENT YOU PROVIDE TO US TO CONTACT YOU USING THE TELEPHONE NUMBERS YOU PROVIDE TO US, INCLUDING VIA AUTOMATED DIALING OR TEXTING SYSTEMS.
The words “member,” “you” and “your” refer to the individual or entity that creates a SelfPaid.ng account as a Customer/or solution seeker and/or problem solver. “SelfPaid.ng,” “we,” “us” and “our” refer to SelfPaid.ng. “Members” refers to the person who asks or answers a question on the Site.
3. Communications and Right to Modify Terms
When you visit SelfPaid.ng or send us e-mails, you are communicating with us electronically as well as via e-mail, text message, calls and push notifications. You consent to receive communications from us through the means outlined above or by posting notices on the Site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically or through other means, satisfy any legal requirement that such communications be in writing. You agree to provide us with, and maintain in your SelfPaid.ng account profile, your current and active email address.
SelfPaid.ng may modify any of the Terms at any time by posting them on the Site. Changes shall automatically be effective upon posting; provided, however, that those changes that SelfPaid.ng, in its sole discretion, deems material changes to the Terms will be effective as to an existing User upon the earlier of: (1) the agreement of the member; or (2) thirty (30) days after notice to the existing User from an @SelfPaid.ng email address to the Member’s email address on file with SelfPaid.ng or via other means including, but not limited to, a pop-up or banner, message, or other conspicuous notice on the SelfPaid.ng website. If you affirmatively agree to the new terms, your agreement will be effective immediately. You agree to make any and all necessary arrangements so that you (and not your spam filter) receive all emails from SelfPaid.ng email addresses. Your continued use of the Service will signify your acceptance of the changes. If you do not accept the changes, your sole and exclusive remedy is to cancel your account and discontinue using the Site. The latest Terms will be posted on the Site, and you should always review them prior to using the Site.
4. Telephone Consumer Protection Act Disclosure
Communications from SelfPaid.ng, including its agents, representatives, affiliates, or business partners, may include but are not limited to: operational communications concerning your account or use of the SelfPaid.ng Site, updates concerning new and existing features of the Site, marketing information and promotions run by us, our agents, representatives, affiliates, or business partners, and any news concerning SelfPaid.ng.
By entering your telephone number into the SelfPaid.ng website, you expressly agree to receive communications for the purposes identified above from us, our agents, representatives, affiliates, or business partners, via e-mail, SMS or text messages, phone calls, and push notifications. You further expressly agree that these communications, including phone calls, SMS or text messages, may be generated using automated technology, such as an automatic telephone dialing system, or artificial or prerecorded voice, and even if your telephone number(s) is listed on any corporate, state, or federal Do-Not-Call lists.
You represent that for the telephone number(s) that you have provided to us, you are the current subscriber or customary user and that you have the authority to provide the consent described above to be contacted at such number(s). You agree to promptly alert us whenever you stop using a particular telephone number. Standard charges may apply to the receipt of these calls or text messages.
Opting-out of Promotional Communications. If you wish to opt out of promotional emails, you can unsubscribe from our promotional email list by following the unsubscribe options in the promotional email itself. If you wish to opt out of marketing or promotional calls or texts, text “STOP” to 77010 from the mobile device receiving the messages. You acknowledge that you are not required to consent to receive promotional texts or calls as a condition of using the site or the services provided by non-SelfPaid.ng entities.
Please note that consent is not a condition of using our services and consent may be revoked at any time. However, opting out may impact your use of the Site. If you wish to opt out of all texts or calls from SelfPaid.ng (including operational or transactional texts or calls), you can text the word “STOPALL” to 77010 from the mobile device receiving the messages, however you acknowledge that opting out of receiving all texts may impact your use of the Site.
B. The Website
5. SelfPaid.ng Is a Venue; Third-Party Content
The SelfPaid.ng Site is a venue for informational and educational purposes, owned and operated by SelfPaid.ng, that exists solely to broker relationships between Problem solving members and Members who are seeking for solutions and answers to their problems. SelfPaid.ng is not in the business of providing or selling information or education that is within any Members knowledge. Members of the Site, not SelfPaid.ng, provide the content in Posts (defined below). Problem solving Members determine which questions to answer; Members are not employees or agents of SelfPaid.ng but are independent service providers using the Site to sell their knowledge to interested Members and, as such, together with Customers, are simply Members of the Site.
SelfPaid.ng is not involved in the conversations between Solution Seeking Members and Problem Solving Members and does not refer Solution Seeking Members to or endorse or recommend particular Problem Solving Members. You understand and acknowledge that SelfPaid.ng cannot and does not edit, modify, filter, screen, monitor, endorse or guarantee the contents of answers. SelfPaid.ng shall not be liable for any acts or omissions of Problem Solving Member, content in Posts or the ability of Problem Solving Members to answer questions. We cannot ensure that an Problem Solving Member will complete a transaction. Notwithstanding the foregoing, SelfPaid.ng reserves the right, but is not obligated, to refuse to post or to remove any content and/or remove any Member’s access to the Site.
EMERGENCY QUESTIONS AND CRISIS SITUATIONS (particularly regarding medical or mental health issues) should not be direct to the Site and should, instead be directed immediately by telephone or in-person to qualified professionals (Please Contact Police PROs near you http://www.npf.gov.ng/contact_us.php). The Site is not the appropriate venue to deal with such situations.
6. Posts Are Not Private or Confidential; Anonymity
The Site is an Internet-based forum. Information and materials submitted in the content of your questions, answers, requests for information, responses, profiles, signatures, qualifications, comments, and posts in the question area and other places where Members communicate on the Site (collectively "Posts") is not private or confidential, nor is it protected by attorney-client, doctor-patient, or any other privilege, and it may be read, collected, and used by others. For example, search engines may index your questions, answers, and other Posts to allow them to appear in search engine results (e.g. if someone does a search on google.com or another search engine, your questions, answers, and other Posts on SelfPaid.ng that relate to the search may appear in the search results list). To help protect your privacy, use an anonymous user name and do not include information regarding your identity or contact information in your Posts.
7. Verification; No Reliance on the Term “Problem Solving Members”
Every Problem Solving Member on the Site has no credential relevant to the area in which they are answering questions. SelfPaid.ng cannot and does not represent, warrant or guarantee the truthfulness or accuracy of Members and information they provided. You acknowledge that SelfPaid.ng will not be liable for any loss or damages caused by your reliance on any information or content contained in Member's Posts, either as article, question, answers or status/timeline update.
8. Information Not Advice; No Client-Professional Relationship
Answers of Problem Solving Members on the Site are provided by Members and are to be used for general information purposes only, not as a substitute for in-person evaluation or specific professional (medical, legal, veterinary, tax, financial, etc.) advice. By answering questions, Members do not intend to form, and do not form attorney-client or doctor-patient relationships with other members of the Site.
No professional-client relationships shall be formed on the Site. Communications on this Site are not confidential and shall not be the subject of any associated privileges. Communications on this Site are limited, as described above, do not involve in-person evaluations or visits, and do not include safeguards and procedures typical of in-person evaluations and visits.
By interacting with members of SelfPaid.ng, you will be responsible for whatever the outcomes is and SelfPaid.ng cannot be held responsible for private relationship between you and any member of the site, on and off the site.
C. Member Accounts
9. Member Accounts; Restricted Activities; Suspension or Termination of Service
User Accounts. When you register as a Member on the Site, you can establish a user name and password for access to your online account. You are responsible for maintaining the confidentiality of your user name, password, and account data, and you may not share this information or your account with anyone else, and you will be solely responsible for all acts or omissions that occur under your account. You will immediately notify SelfPaid.ng of any unauthorized use of your password or account. You should only create one account on the Site. If your SelfPaid.ng account has been suspended or terminated, you may not open another account on the Site.
You agree to keep your contact and billing information (including but not limited to email address) up-to-date, and to comply with all billing procedures, including providing and maintaining accurate and lawful billing information for active SelfPaid.ng accounts.
Bound by Representatives. You are responsible for and bound by the actions of, and transactions entered into by, your actual and appointed representatives whether authorized by you in writing, verbally, or otherwise to represent you at or with SelfPaid.ng. You are responsible for monitoring your appointed representatives and protecting the privacy of your username, login information and any other account or financial information provided to SelfPaid.ng or its vendors and agree to inform us immediately, in writing, of any unauthorized use of same. If you are checking in or logging in as a representative for anyone other than yourself, you agree that you are a duly appointed and authorized representative for that person or entity and have authority to bind that person or entity to any actions or transactions you conduct.
Restricted Activities. You agree that any content you provide on the Site and your use of our Site or any Additional Services (whether such Additional Services are Informational or Beyond-Information Only, as defined below) initiated through the Site shall not: (a) be fraudulent, inaccurate or misleading; (b) infringe any third party’s proprietary rights or rights of publicity or privacy (SelfPaid.ng has adopted Take Down Procedures for unauthorized use of copyrighted material); (c) be illegal or violate any federal, state or local law, statute, ordinance, regulation or ethical code; (d) be defamatory, trade libelous, unlawfully threatening or unlawfully harassing; (e) be obscene or contain child pornography or, if otherwise adult in nature or harmful to minors, but without containing child pornography; (f) contain any viruses, Trojan horses, or other computer programming routines that may damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information; (g) create liability for us or cause us to lose (in whole or in part) the services of our ISPs or other suppliers; or (h) link directly or indirectly to or include descriptions of goods or services that are prohibited under the Terms or that you do not have a right to link to or include. If you post material that is adult in nature, such material shall be posted with “Mature Audiences Only” in the listing title and appropriate notices to prevent unauthorized underage viewing and shall be distributed only to people legally permitted to receive such content (Information on Parental Control Protections). You may not consummate any transaction that was initiated using our Service that, by paying to us a fee, could cause us to violate any applicable law, statute, ordinance or regulation. Furthermore, you may not resell or make any commercial use of our system or the content on the Site without SelfPaid.ng’s prior written consent. We do not knowingly collect personal information from children under 18 years of age, and if we become aware that a child under the age of 18 has submitted personal information to us, we will promptly remove it from our systems.
Suspension or Termination of Service. As a Member, you may terminate your account at your sole discretion and at any time by written notice via e-mail to Policy@SelfPaid.ng Terminations typically will be effective within seven business days after our receipt of your termination notice, at which time your account will be closed and you will no longer enjoy access to your former account. Any fees accrued as of the effective date of termination will be payable according to the Terms.
At any time, with or without notice, for any or no reason, SelfPaid.ng reserves the right to modify or discontinue any portion or all of the Site or Services, and to restrict, suspend and terminate Members’ accounts. The procedure for termination by SelfPaid.ng of Members' accounts is set forth in the Member Agreement.
Terms and Conditions Specific to Mobile Applications. Once you have registered as a User on the Site, you may elect to download and use different versions of the SelfPaid.ng mobile application (the “App”). Download and use of the App is completely optional. By downloading and using one or more versions of the SelfPaid.ng App, you agree that in addition to this Agreement governing your use of the App and the SelfPaid.ng , the following terms and conditions specifically applicable to your use of the App (the “Mobile Terms”) also apply to you:
(a) You acknowledge that the Mobile Terms and the Agreement is between you and SelfPaid.ng, and not any other third-party beneficiary (as defined below in (b)) and you understand that SelfPaid.ng is solely responsible for the App;
(b) Additionally, Apple, Google, Inc., Microsoft Corporation or BlackBerry Limited will be a third-party beneficiary to this contract if you access the SelfPaid.ng platform using Applications developed for Apple iOS, Android, Microsoft Windows, or Blackberry-powered mobile devices, respectively;
(c) Your access and use of the SelfPaid.ng App using these devices is subject to terms set forth in the applicable third-party beneficiary’s terms of service;
(d) The third-party beneficiaries listed above are not parties to this Agreement and are not responsible for the provision or support of the SelfPaid.ng platform in any way;
(e) If you are accessing the SelfPaid.ng App through an Apple device, you acknowledge that Apple and its subsidiaries (collectively, “Apple”) are third party beneficiaries of the Agreement and upon your download of and use of the App indicating your assent and agreement to the Mobile Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce the Mobile Terms against you as a third party beneficiary thereof.
Pay-Per-Question. SelfPaid.ng is responsible for paying for any Member's Answers selected as Best Answer by any Member who asks the question. The amount the answering Member gets depends on the plan they subscribed to.
Membership. Memberships allow everyone to join the Site to receive Site Access Benefits for a yearly recurring fee. Everyone who pays fee to join the site are hereinafter referred to as “Members.” The fee is automatically charged to the Member’s payment source provided on the Site and placed in the Customer Payment Pool (account of all Members’ payments). SelfPaid.ng will send at least one email notice of upcoming auto-renewal prior to auto-renewing your membership. Auto-renewal will remain in effect until withdrawn by you or terminated by SelfPaid.ng. You can stop auto-renewal of your membership by (1) clicking the cancel membership button on either the help center page or your account’s membership page; (2) sending a written notice of cancellation via e-mail to support@SelfPaid.ng or (3) talking to a customer support agent through calling +2349054224244. Your withdrawal must be received by SelfPaid.ng at least 30 days before your renewal date to be effective with respect to the next billing cycle. At the end of each payment period, any portion of the SelfPaid.ng Membership fee remaining in the Members Payment Pool will be paid to SelfPaid.ng as compensation for the Site Access Benefits to which you were entitled during the payment period.
Memberships - Additional Terms. SelfPaid.ng Memberships are intended and authorized only for personal, non-transferrable, not-for-resale use only. SelfPaid.ng should not be used for purposes of plagiarism in any context or in cheating in the academic setting. Notwithstanding any other terms, SelfPaid.ng reserves the right to cancel your SelfPaid.ng Membership in its entirety at any time and for any reason, with or without prior notice, including, but not limited to, your excessive use (as determined by SelfPaid.ng in its sole discretion). In the event that SelfPaid.ng cancels a SelfPaid.ng's Membership, Membership fee are not refundable.
D. Legal Statements
Members are responsible for their acts and omissions and content placed on the Site. SelfPaid.ng will not be liable to Members for any disputes that may arise between or among Members.
You acknowledge that SelfPaid.ng and its licensors and suppliers own the rights to the SelfPaid.ng website and the content displayed on the Site other than Posts. You shall not modify, reverse engineer, decompile, disassemble, or attempt to derive the source code of the SelfPaid.ng website, any software distributed by or assist any other person or entity in doing so. You acknowledge that all content, including, but not limited to, text, software, music, sound, photographs, video, graphics or other material contained in listings, sponsor advertisements or email-distributed, commercially produced information presented to you by the Service, by SelfPaid.ng, SelfPaid.ng Members, or SelfPaid.ng Advertisers or other content providers, is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute in any way content available through the Service, whether done directly or through intermediaries (including, but not limited to, by means of spiders, robots, crawlers, scrapers, framing, iframes or RSS feeds) including code and software for commercial purposes. For permission to use third-party materials appearing on the Site, please contact the copyright owner. You do not acquire ownership rights to any content, document or other materials viewed through the Site. The posting of information or materials on the Site does not constitute a waiver of any right in such information and materials.
Any access to or use of SelfPaid.ng to design, develop, test, update, operate, modify, maintain, support, market, advertise, distribute or otherwise make available any program, application or service (including, without limitation, any device, technology, product, computer program, mobile device application, website, or mechanical or personal service) that enables or provides access to, use of, operation of or interoperation with SelfPaid.ng (including, without limitation, to access content, post content, cross-post content, re-post content, respond or reply to content, verify content, transmit content, create accounts, verify accounts, use accounts, circumvent and/or automate technological security measures or restrictions, or flag content) without the prior written authorization of SelfPaid.ng is prohibited. This prohibition specifically applies, but is not limited to, software, programs, applications and services for use or operation on or by any computer and/or any electronic, wireless and/or mobile device, technology or product that exists now or in the future.
If you access SelfPaid.ng or copy, display, distribute, perform or create derivative works from content displayed on the Site or other intellectual property in violation of the Terms of Service or for purposes inconsistent with the Terms of Service, your access, copying, display, distribution, performance or derivative work is unauthorized. Circumvention of any technological restriction or security measure on SelfPaid.ng or any provision of the Terms of Service that restricts content, conduct, accounts or access is expressly prohibited.
You agree that Posts on the Site, materials, ideas, comments and testimonials you submit on the Site or other venues, including, but not limited to, the SelfPaid.ng blogs; the SelfPaid.ng venues on www.facebook.com, www.twitter.com, www.linkedin.com, www.youtube.com, www.pinterest.com, plus.google.com, www.flickr.com; the Site administrator; or any employee, officer or agent of SelfPaid.ng (“User Content”), will not be considered confidential and may be used by SelfPaid.ng, in its sole discretion, without any obligation to compensate for use of or to return any submitted materials. You also agree that SelfPaid.ng owns, and has the right to register in its name, trademarks and service marks for any category names that you create on SelfPaid.ng, so do not use a category name that you want to reserve for your own benefit. SelfPaid.ng may use other trademarks or service marks in lieu of the category names that you create.
You grant to SelfPaid.ng a non-exclusive, irrevocable, perpetual, worldwide, royalty-free, sublicensable (through multiple tiers) right to exercise the copyright, publicity, and database rights, including the right to use, reproduce, display, edit, copy, modify, transmit, publicly perform, extract and create derivative works thereof, that you have in your Posts and User Content, in any media now known or not currently known, with respect to any such Posts and other User Content.
14. No Endorsement of Non-SelfPaid.ng Entity; No Relationship with Members
SelfPaid.ng may endeavor to offer to its Members products and services offered by non-SelfPaid.ng entities. The Site may contain links to third party websites and service providers (collectively, “Third Party Services”) that are not owned or controlled by SelfPaid.ng. SelfPaid.ng has no control over and assumes no responsibility for the content, practices, and privacy policies of such Third Party Services. SelfPaid.ng encourages you to, and you acknowledge that you are solely responsible for, reviewing and complying with any third party terms and conditions and privacy policies. SelfPaid.ng cannot and will not censor or edit the content of any Third Party Service. Placement of information, logos, links or names of such non-SelfPaid.ng entities on the Site does not constitute an endorsement or warranty of these entities, their products or services. By using this Site, you agree that SelfPaid.ng is not responsible for, and you take full responsibility for, a decision to visit or patronize any such Third Party Service or entity, you hold SelfPaid.ng harmless from any and all liability arising from such actions, and you expressly relieve SelfPaid.ng from all liability arising from your use of Third Party Services. You further acknowledge that no relationship (such as partnership, agent, joint venturer, or employee) is created between you and SelfPaid.ng or between any Member and SelfPaid.ng by formation of this Agreement (or any of the Terms) or by your participation on the Site. IT IS THE RESPONSIBILITY OF THE USER TO EVALUATE THE ACCURACY, COMPLETENESS AND USEFULNESS OF ANY OPINION, ANSWER OR OTHER CONTENT AVAILABLE THROUGH THE SITE, FROM THIRD PARTIES OR OBTAINED FROM A LINKED SITE. PLEASE SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE, REGARDING THE EVALUATION OF ANY SPECIFIC OPINION, ANSWER, PRODUCT, SERVICE, OR OTHER CONTENT.
15. Information Control and Storage
We do not control the information provided by Members, which you may find to be offensive, harmful, inaccurate, or deceptive. Please use caution and common sense when using the Site. There are also risks of dealing with underage persons or people acting under false pretenses. Additionally, there may be risks dealing with international trade and foreign nationals. By using this Site, you agree to accept such risks and that SelfPaid.ng is not responsible for the acts or omissions of Members on the Site.
The amount of storage space per User is currently limited. You agree that SelfPaid.ng is not responsible or liable for the deletion or failure to store content and/or other information.
16. Exclusion of Warranties
SelfPaid.ng SERVICES, SOFTWARES, AND RELATED DOCUMENTATION ARE PROVIDED “AS IS” AND WITHOUT ANY WARRANTY OF ANY KIND EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. NO INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US THROUGH THIS SITE SHALL CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THESE TERMS. SelfPaid.ng DOES NOT REPRESENT OR WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. SelfPaid.ng DOES NOT WARRANT OR REPRESENT THAT THE USE OR THE RESULTS OF THE USE OF THE MATERIALS AVAILABLE THROUGH THE SERVICE, FROM THIRD PARTIES OR A LINKED SITE WILL BE CORRECT, ACCURATE, TIMELY, RELIABLE OR OTHERWISE. SOME STATES OR OTHER JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. YOU MAY ALSO HAVE OTHER RIGHTS THAT VARY FROM STATE TO STATE AND JURISDICTION TO JURISDICTION.
UNDER NO CIRCUMSTANCES WILL SelfPaid.ng BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A USER’S RELIANCE ON INFORMATION OBTAINED THROUGH THE SITE, FROM THIRD PARTIES (SUCH AS MEMBERS) OR A LINKED SITE, OR MEMBER’S RELIANCE ON ANY PRODUCT OR SERVICE OBTAINED FROM A THIRD PARTY OR A LINKED SITE. USE OF THIS SITE IS AT USER’S SOLE RISK.
NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM SelfPaid.ng OR THROUGH OR FROM THE SERVICES SHALL CREATE ANY WARRANTY.
17. Limitation of Liabilities
IN NO EVENT SHALL SelfPaid.ng, ITS PARENTS, SUBSIDIARIES, OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, AGENTS, JOINT VENTURERS, CONSULTANTS, SUCCESSORS OR ASSIGNS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES (INCLUDING, BUT NOT LIMITED TO, LOSS OF BUSINESS, PROFITS, DATA, USE, REVENUE OR OTHER ECONOMIC ADVANTAGE), ARISING OUT OF, OR IN CONNECTION WITH, OUR SITE, OUR SERVICES OR THE TERMS BASED ON ANY THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE LIMITATION OF DAMAGES SET FORTH ABOVE IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN US AND YOU. THIS SITE AND THE INFORMATION WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. IN NO EVENT WILL OUR LIABILITY, AND THE LIABILITY OF OUR PARENTS, SUBSIDIARIES, OFFICERS, DIRECTORS, EMPLOYEES, AND SUPPLIERS, TO YOU OR ANY THIRD PARTIES IN ANY CIRCUMSTANCE EXCEED THE GREATER OF (A) THE AMOUNT OF FEES YOU PAY TO SelfPaid.ng IN THE 12 MONTHS PRIOR TO THE ACTION GIVING RISE TO LIABILITY, OR (B) US$100. SOME STATES OR OTHER JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.
You agree to indemnify and hold SelfPaid.ng, its parents, subsidiaries, officers, directors, shareholders, employees, agents, joint venturers, consultants, successors and assigns harmless from and against all losses, costs, liabilities and expenses including reasonable attorneys’ fees, asserted by any third-party that are in any way due to, or arising out of, your use of or conduct on the Site.
19. Press Releases and Third-Party Press about SelfPaid.ng
The Site may contain press releases and other information about SelfPaid.ng. While this information was believed to be accurate as of the date prepared, we disclaim any duty or obligation to update this information or any press releases. Information about companies other than ours contained in the press release or otherwise, should not be relied upon as being provided or endorsed by SelfPaid.ng. Likewise, third-party press about SelfPaid.ng or the Site should not be relied upon as being provided or endorsed by SelfPaid.ng.
20. Choice of Law
Except as set forth in Section D.21 below, the parties agree that this Agreement and any and all claims, causes of action or disputes (regardless of theory) between you and SelfPaid.ng arising out of or related to this Agreement, the Site and any services or content accessed therein will be governed by the laws of the State of Idaho, without regard to conflict or choice of law principles.
21. Dispute Resolution
If you are a Member with a dispute, claim or controversy of any sort and of any nature (collectively, “dispute”) against SelfPaid.ng in your capacity as a Member, then the following dispute resolution provisions apply.
This Section D.21 may be referred to as the parties’ “Dispute Resolution Agreement.” If you have a dispute with SelfPaid.ng or if SelfPaid.ng has a dispute with you and such dispute cannot be resolved informally, such dispute will be resolved on an individual basis in accordance with the provisions set forth below:
(a)Informal Resolution. Prior to initiating mediation or arbitration, the party with a grievance must:
(i) Notify the other party, in writing, of the facts of the dispute and all damages claimed. Such a writing must be sent to the User’s email address on file with SelfPaid.ng, or Selfpaid Nigeria, 85 St. Finbarrs' Road, Akoka or firstname.lastname@example.org whichever is applicable (“Dispute Notification”);
(ii) The party receiving the Dispute Notification has thirty (30) days from receipt of the Dispute Notification to respond.
(iii) The other party then has 15 days to reply to the response.
22. Agreement; Assignment; Miscellaneous
You agree that SelfPaid.ng may assign the Terms to any other entity of its choosing, with or without notice to you. You may not assign the Terms to any other party for any reason, including, but not limited to, because your interaction with other Members of the Site, the pricing offered, and fraud mechanisms in place, are based upon individual usage. SelfPaid.ng shall not be deemed to have waived any of its rights or remedies unless such waiver is in writing and signed by an officer of SelfPaid.ng. No delay or omission on the part of SelfPaid.ng in exercising any rights or remedies shall operate as a waiver of such rights or remedies or any other rights or remedies on future occasions. The section titles in the Terms are solely used for the convenience of the parties and have no legal or contractual significance.
This Section, along with Sections 6, 10 (with respect to amounts remaining in your account as of termination), 11, 13, 16, 17, 18, 20, and 21 above will survive any termination of this Agreement.
E. Additional Services
You may be presented with an offer for services outside of the Site’s standard question-and-answer platform (“Additional Services”).
SelfPaid.ng is only a venue which facilitates communication between Member of Additional Services. It does not provide any of the substance or content of any Additional Service initiated through SelfPaid.ng’s platform.
SelfPaid.ng will in no way be liable for any acts or omissions of any Member in performing Additional Services (or any services) for you.
23. Special Provisions Relating to Remote Desktop Members
24. Special Provisions Relating to Additional Services in the Legal, Medical, Health, Pet, and Large Animal Categories
Additional Services may be: (1) “Information Only;” or (2) “Beyond Information Only.” “Information Only” Additional Services are those additional services outside the Site’s standard question-and-answer platform and may be conducted off the Site (either by phone, chat, email, remote desktop or any other third-party tool) but remain for general informational services only. Additional Services that are “Beyond Information Only” facilitate Legal, Medical, Health, Pet, and Large Animal Category Members’ exchange of services that are more than informational and that could potentially evolve into a professional relationship.
Information Only Premium Services:
If you decide to accept Information Only Additional Services, you understand that by receiving such Additional Services, you are agreeing to the following terms and conditions:
a. Any Information Only Additional Services you receive from a legal, tax, medical or veterinary professional are for general informational purposes only.
b. The legal, tax, medical or veterinary professional from whom you are receiving Information Only Additional Services is not acting as your attorney, tax advisor, doctor or veterinarian.
c. The legal, tax, medical or veterinary professional from whom you are receiving Information Only Additional Services may not be licensed in the jurisdiction where you are located.
d. The Information Only Additional Services are not subject to an attorney-client/ accountant-client/doctor-patient relationship or attorney-client/ accountant-client/doctor-patient privilege. Before applying the Information Only Additional Services to your specific situation, you should consult with a professional licensed to practice in your jurisdiction.
e. Once you accept an offer for Information Only Additional Services, your payment method on file, if any, will be automatically charged the Additional Services amount. If you have already asked a question, received a response and have not yet rated the Member, if you then proceed to accept such Member’s offer of Additional Services, you will be deemed to have accepted the response as if you had given such Member a “5” rating (See Section 9, Rating the Member, above).
Things You Agreed To: